⬇️Kindly Scroll Down⬇️ ⬇️for Your FREE Support Guide⬇️
You've worked hard to care for your family and your loved ones-
and you deserve to be remembered for how you protected and cared for them,
even after you're gone.
⚰️Funerals in Canada can cost $6,000–$15,000+, depending on preference and location.
🏛️CPP/QPP death benefits cover only $2,500 (max 5k in Ontario, if qualified, and takes weeks).
💳W/out coverage, families are forced to dip into savings, take loans, use credit cards, or crowdfunding.
💔Instead of grieving in peace, loved ones are left stressed, overwhelmed, and unprepared.
🚫It doesn’t have to be this way.
👩💼 Hi, I’m EVANGELINE, your Financial Security Advisor licensed both in Quebec and Ontario.
I understand how overwhelming and scary it can feel to talk about end-of-life planning. Many families delay the conversation — but I’m here to make it simple, compassionate, and stress-free.
I don’t just provide a financial solution— I help you protect your loved ones, plan with dignity, and gain peace of mind knowing your family will be cared for.
Here’s how we make it easy:
📲 Book a Free Call – A 20- to 30-minute talk about your needs and goals to determine the best solution for you.
📝 Start the Application - Provide the necessary information, submit the application and get it approved quickly.
🔒 Protect Your Family – Enjoy peace of mind knowing your loved ones won’t face financial stress & your wishes respected.
✔️Imagine the peace of mind you’ll feel knowing:
Your family avoids financial hardship.
Your final wishes are honored.
Your loved ones can grieve in peace, not stress.
You're remembered as someone who planned with love and responsibility 💖
❌W/out coverage, your loved ones may face:
Financial burden of thousands of dollars in unexpected costs.
Debt, loans, or drained savings.
Unnecessary stress and arguments during an emotional, painful time 💔
🙏Don’t leave your family with this burden — take care of it now.
Up to $50,000 of coverage.
Coverage available up to age 82.
No medical exam required.
Premiums never increase.
Flexible payment options.
Coverage never ends.
Accidental Death benefit included.
🧾PERSONALIZED COVERAGE
💖 Protect your family. Leave love, not debt. Book your free consultation. Send me your questions or start preplanning.
Frequently Asked Questions (FAQs)
What is Final Expense Insurance?
A small life insurance policy designed to cover end-of-life costs, such as: funeral and burial/cremation; outstanding bills; small debts.
It's often called "funeral insurance" or "burial insurance."
How is it different from regular life insurance?
- no medical exam
- quick and simple application
- approved claims in days, not weeks or months
- designed for funeral or final expenses
- alleviate immediate financial burden during times of stress, grief and loss
Who is it commonly used by?
- Seniors (50+)
- People with health issues who may not qualify for traditional life insurance
- Anyone who wants to avoid leaving funeral costs to family
How much does a funeral cost in Canada?
Costs vary, but typically $6,000 to $15,000+ depending on services (burial vs. cremation), and location
What is a waiting period?
Applies especially on guaranteed issue, if you pass away in less than 2 years due to natural cause since the policy was approved, your beneficiaries will receive return of premiums (with interest), instead of full coverage. If death by accident, full coverage is paid.
How much coverage should I get?
Ideally, enough to cover funeral costs, small debts, and any final expenses like income taxes, probate fees, etc.
Is the payout taxable?
Tax-free for beneficiaries
Can I use it for anything besides funeral costs?
Yes.
How can I save money with final expense insurance?
You can lock in the funeral costs by assigning a funeral home and choosing the products and services today.
No additional payment even if the prices will go high (as expected) in the years to come.
Who receives the money?
The beneficiary receives the payout unless a funeral home is assigned. Any excess funds go to the beneficiary.
What if I died in my country of origin and would like to arrange my funeral there?
The beneficiary will receive full coverage.
When should I buy it?
Typically between ages 50 to 82. The younger you are, the cheaper it is.
What happens if I stop paying?
The policy will lapse after the grace period.
Please do not hesitate to contact your advisor or agent when you need financial guidance.
🌸Navigating Loss: Your Support Guide📋
Get your free copy today and find clarity during a very difficult time.
Losing a loved one is never easy — and the steps that follow can feel overwhelming.
That’s why I created this free gentle guide to help families with clear, vital information on what to do, who to notify, and what support is available.
© 2026 Evangeline Atienza- All Rights Reserved
514-623-1218
